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	<title>Comments on: Does the Mortgage Modification Program Lower Credit Scores?</title>
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	<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/</link>
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		<title>By: AgentGenius</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-82030</link>
		<dc:creator>AgentGenius</dc:creator>
		<pubDate>Mon, 26 Apr 2010 16:46:10 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-82030</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;#agnow [...] is at an all time high as news that participation in HAMP impacts credit scores and up until now, no o... http://bit.ly/8Y5TLz&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">#agnow [...] is at an all time high as news that participation in HAMP impacts credit scores and up until now, no o&#8230; http://bit.ly/8Y5TLz</span></span></span></p>
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		<title>By: How mortgage delinquency impacts FICO scores finally made public</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-51626</link>
		<dc:creator>How mortgage delinquency impacts FICO scores finally made public</dc:creator>
		<pubDate>Mon, 26 Apr 2010 12:46:09 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-51626</guid>
		<description>[...] is at an all time high as news that participation in HAMP impacts credit scores and up until now, no one knew the average credit score hit mortgage delinquencies, so this [...]</description>
		<content:encoded><![CDATA[<p>[...] is at an all time high as news that participation in HAMP impacts credit scores and up until now, no one knew the average credit score hit mortgage delinquencies, so this [...]</p>
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		<title>By: AgentGenius</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-82031</link>
		<dc:creator>AgentGenius</dc:creator>
		<pubDate>Fri, 29 Jan 2010 10:05:13 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-82031</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;#agnow [...] step up refinancing” enough, given the scope of the housing crisis? What IS enough? Revamping HA... http://bit.ly/8Y5TLz&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">#agnow [...] step up refinancing” enough, given the scope of the housing crisis? What IS enough? Revamping HA&#8230; http://bit.ly/8Y5TLz</span></span></span></p>
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		<title>By: Obama&#8217;s State of the Union &#8211; Housing Gets Three Lines in 70 Minutes</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-46056</link>
		<dc:creator>Obama&#8217;s State of the Union &#8211; Housing Gets Three Lines in 70 Minutes</dc:creator>
		<pubDate>Fri, 29 Jan 2010 05:05:13 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-46056</guid>
		<description>[...] step up refinancing&#8221; enough, given the scope of the housing crisis? What IS enough? Revamping HAMP? Starting a new loan modification program? Creating more tax incentives for transacting real [...]</description>
		<content:encoded><![CDATA[<p>[...] step up refinancing&#8221; enough, given the scope of the housing crisis? What IS enough? Revamping HAMP? Starting a new loan modification program? Creating more tax incentives for transacting real [...]</p>
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		<title>By: AgentGenius</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-82032</link>
		<dc:creator>AgentGenius</dc:creator>
		<pubDate>Thu, 31 Dec 2009 20:13:53 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-82032</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;#agnow After the recession had been triggered, I think nothing has been set right by the government. http://bit.ly/8Y5TLz&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">#agnow After the recession had been triggered, I think nothing has been set right by the government. http://bit.ly/8Y5TLz</span></span></span></p>
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		<title>By: Lead closer</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-44492</link>
		<dc:creator>Lead closer</dc:creator>
		<pubDate>Thu, 31 Dec 2009 06:48:27 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-44492</guid>
		<description>After the recession had been triggered, I think nothing has been set right by the government.</description>
		<content:encoded><![CDATA[<p>After the recession had been triggered, I think nothing has been set right by the government.</p>
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		<title>By: Chris Carter</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-57521</link>
		<dc:creator>Chris Carter</dc:creator>
		<pubDate>Wed, 30 Dec 2009 13:38:53 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-57521</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;Does the Mortgage Modification Program Lower Credit Scores? - http://bit.ly/7sC3KT&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">Does the Mortgage Modification Program Lower Credit Scores? &#8211; http://bit.ly/7sC3KT</span></span></span></p>
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		<title>By: Natasha Hall</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-57522</link>
		<dc:creator>Natasha Hall</dc:creator>
		<pubDate>Wed, 30 Dec 2009 05:33:14 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-57522</guid>
		<description>&lt;span class=&quot;topsy_trackback_comment&quot;&gt;&lt;span class=&quot;topsy_twitter_username&quot;&gt;&lt;span class=&quot;topsy_trackback_content&quot;&gt;Does the Mortgage Modification Program Lower Credit Scores? - The HAMP Backstory Earlier this month, the Obama Admi... http://ow.ly/16eDXJ&lt;/span&gt;&lt;/span&gt;</description>
		<content:encoded><![CDATA[<p><span class="topsy_trackback_comment"><span class="topsy_twitter_username"><span class="topsy_trackback_content">Does the Mortgage Modification Program Lower Credit Scores? &#8211; The HAMP Backstory Earlier this month, the Obama Admi&#8230; http://ow.ly/16eDXJ</span></span></span></p>
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		<title>By: bficker</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-44421</link>
		<dc:creator>bficker</dc:creator>
		<pubDate>Wed, 30 Dec 2009 05:10:57 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-44421</guid>
		<description>&quot;Before you call me irresponsible...&quot;
This is happening to so many people, responsible or not.  There are so many things out of our control.  Besides, the banks were just as &quot;irresponsible&quot; when making many loans they shouldn&#039;t have.  For the most part, the blame can&#039;t be placed on (most of) the homeowners.</description>
		<content:encoded><![CDATA[<p>&#8220;Before you call me irresponsible&#8230;&#8221;<br />
This is happening to so many people, responsible or not.  There are so many things out of our control.  Besides, the banks were just as &#8220;irresponsible&#8221; when making many loans they shouldn&#8217;t have.  For the most part, the blame can&#8217;t be placed on (most of) the homeowners.</p>
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		<title>By: bficker</title>
		<link>http://agbeat.com/real-estate-news-events/does-the-mortgage-modification-program-lower-credit-scores/#comment-44420</link>
		<dc:creator>bficker</dc:creator>
		<pubDate>Wed, 30 Dec 2009 05:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://agentgenius.com/?p=22038#comment-44420</guid>
		<description>Well unfortunately, it is an uphill battle from here.  We have had (modest) success with clients going through a credit repair firm.  Basically, your creditors have a set amount of time to respond to disputes on the credit report, otherwise they come off.  So the company keeps submitting disputes until the bank fails to respond in time.  It&#039;s kind of a gray area, but the banks are screwing people over when they lie to them like this.  Also, if you have any sort of email or anything in writing about the credit score stuff then you can submit that to the credit agencies and see if they will remove it.  Anyway, good luck.  Its gonna be a tough fight.</description>
		<content:encoded><![CDATA[<p>Well unfortunately, it is an uphill battle from here.  We have had (modest) success with clients going through a credit repair firm.  Basically, your creditors have a set amount of time to respond to disputes on the credit report, otherwise they come off.  So the company keeps submitting disputes until the bank fails to respond in time.  It&#8217;s kind of a gray area, but the banks are screwing people over when they lie to them like this.  Also, if you have any sort of email or anything in writing about the credit score stuff then you can submit that to the credit agencies and see if they will remove it.  Anyway, good luck.  Its gonna be a tough fight.</p>
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