AGBeat Columnist: Shailesh Ghimire
Writer for national real estate opinion column AgentGenius.com, focusing on the improvement of the real estate industry by educating peers about technology, real estate legislation, ethics, practices and brokerage with the end result being that consumers have a better experience.
Virgin Money Between Relatives
Image: Oshendoschen It’s Simple The concept is simple. Aunt Sarah has a lot of money and is willing to lend you some to purchase your home. Virgin Money helps you and Aunt Sarah formalize the deal. This includes servicing the payments, managing the escrow and all the stuff a traditional mortgage servicing company would do. In fact, as Virgin explains ...
Gas Prices Bite (Soon Rates Will Too!)
Lock and load guys. If you’re in the market for a home purchase and are going back and forth with various brokers on rates and such, time is not on your side. This is no time to mess around with too many rate quotes over an extended period of time. Rates are on the up swing and I promise you ...
Go Spread the Good News!
Hard week? Hard market? Rough eh? Well, consider these eight things and spread the good news while you’re at it: Fact #1: Some six million Americans are expected to buy a home this year. Six million people in the game make up a pretty big game. Fact #2: There is still over $23 trillion of value in u.s. housing stock. ...
When Friends Reject
I don’t know if others in the mortgage industry face this situation or not but lately I’ve been losing deals. I’m not talking about your normal deals either, but deals that my friends are initiating and closing. Since the beginning of the year three of my friends or within my circle of influence have bought homes or refinanced. And I ...
Lender Power
I know mortgage folks these days are the target of jokes, rebuttals, recrimination. In fact, Congress practically wants to criminalize how we do loans. Despite this environment I have never felt more powerful. I’m actually starting to like the position we are in right now. I’m no Castro or Stalin and not even a Bush, since I’m not necessarily one ...
Understanding White People
Understanding the Hispanic consumer has been a hot topic for marketers the past few years and companies large and small have spent millions on this effort. It’s not only Hispanics either, the current fad is to understand Gen Y consumers – the first generation to grow up with the Internet. But as an immigrant from Asia, I’m also trying to ...



















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